Are you an Aussie firefighter, paramedic or police officer?

Apply for a Free Home Loan Savings Consultation today And Unlock Up to $80,000 in Savings on Your Next Home Loan*

From emergency services to essential frontline workers, we understand the critical role you play. That’s why we’ve built a service tailored to you:

  • Borrow up to 90% of the property value and pay no LMI*

  • Access exclusive low and competitive rates* not always available directly through banks

  • Save thousands in upfront costs and get into the market sooner*

  • Compare options from 60+ lenders with a broker who understands your profession

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Happy Clients

Why So Many First Responders Struggle To Get Ahead In The Property Market

To our first responders,

Saving a 20% deposit can take years.

This is especially true when you are balancing long shifts, family responsibilities, and rising property prices.

Most frontline workers fall behind while paying rent longer than they should.

Even if you have saved 10–15%, lenders often add the extra burden of Lender’s Mortgage Insurance (LMI).

This cost can easily exceed $80,000*.

That is money wasted rather than invested in your home.

As a frontline worker, you may qualify to borrow up to 90% without paying LMI*.

Our broker team can also access exclusive low and competitive rates* across more than 60 lenders.

The result is that you save thousands upfront and secure a loan that is tailored to your profession.

Here’s how it works:

  1. Fill out our 60-second form

  2. We connect you with lenders who understand your income, shift work, and profession

  3. You get access to exclusive rates and benefits not offered to the general public*

  4. You review tailored options, and we handle the paperwork to make it stress-free

And yes, our service is 100% free. The lender pays us, not you.

Michael Taipi

Director/Mortgage and Finance Broker at MT Loan Solutions

Trusted by Thousands of

Australian Borrowers

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We’ve helped over hundreds Australians step into home ownership using smart lending strategies. With access to more than 60+ lenders, including major banks and specialist providers, we’re trusted by couples, individuals, and growing families to guide them with clarity, care, and proven results.

Rue Tunga

We worked with Michael and Lisa to sort out our home loan within a speedy 30 day settlement and we couldn't have been happier with the outcome. The team at MT Loan Solutions maintain full transparency and great communication, taking a lot of stress and uncertainty out of the loan application and approval process. Their application portal was very easy to navigate and simplified the process of providing all the necessary documentation for our application.

As first home buyers, it was also so valuable for us to know that if we had any questions, Michael and Lisa were just a phone call or a text away. Suffice to say, we felt we were in good hands and that we were doing business with finance professionals who really cared for us.

Gary Jay

Recently worked with Michael & Bill on a loan to refinance an apartment. The guys were fantastic, the service was professional and they achieved an outstanding result.

As an Real Estate Agent with 18+ years experience, I can say that MT Loan Solutions is probably the best brokerage firm I have worked with. Highly recommend!!!

Joan Lentini

Michael has looked after several of our clients with their finance requirements.

He has been very professional and ensured that the clients’ transactions, no matter how difficult, ran smoothly and settled as per the clients’ instructions.
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Very helpful and committed to providing great service to his customers!

Why Emergency Responders Prefer MT Loan Solutions

  • Borrow up to 90% of property value with no LMI*

  • Access exclusive low and competitive rates*

  • Profession-specific discounts and policies*

  • Buy with as little as 10% deposit*

  • Over 60 lenders compared for you

  • End-to-end support from application to settlement

  • Free service – brokers are paid by the lender

  • Clear, transparent advice every step of the way

Built To Help Australians Achieve Homeownership

Michael Taipi

Director/Mortgage and Finance Broker at MT Loan Solutions

Michael Taipi, Director of MT Loan Solutions, has been helping Australians achieve their dreams of homeownership and property investment for over 7 years. Under his leadership, MT Loan Solutions has grown significantly, expanding both its team and its client base across the country.

Michael’s approach is simple: put clients first by providing tailored mortgage solutions that fit their unique financial situation. He believes communication is the cornerstone of trust. That means you will always be kept informed throughout the mortgage process, receive regular updates, and have your questions answered quickly.

Michael’s mission is to make the mortgage process smooth, stress-free, and transparent so you can focus on finding your dream home, while his team handles the rest.

If you are looking for a reliable and trusted mortgage broker who understands the challenges frontline workers face, Michael and his team at MT Loan Solutions are here to help.

Here’s How We Make the Process Simple

STEP 1

Fill out our short form

Our 60-second form captures just the key info. o paperwork, no documents needed upfront.

STEP 2

We compare 60+ lenders for you

Our experts search loan options to match you with the best rates and deals.

STEP 3

Jump on a quick call with our team

We’ll explain your options, answer your questions, and help you choose what suits you.

STEP 4

Choose your deal, and we do the rest

We’ll take care of the paperwork, liaise with the lender, and keep you updated at every step.

Why Clients Prefer Working With Us Over Going It Alone

With MT Loan Solutions HELP

Buy with as little as 10% deposit*

Pay no LMI when borrowing up to 90%*

60+ lenders with exclusive low and competitive rates*

Tailored solutions for frontline and emergency responders*

We handle the entire process, start to finish

Typical Bank Experience

Must save 20% deposit

Rarely offers LMI waived

Only one bank’s products and rates

Rigid policies that may not suit shift workers

You manage paperwork on your own

Feature Traditional Bank Alberto Curiel - The Finance Man
Contract/Shift Income Often declined Fully supported
Number of Lenders 1–2 options 60+ lenders
Personal Broker Support Not guaranteed Always included
Cost To Use May vary Free
Process Speed Often delayed Efficient & clear
Bilingual Help (Spanish) Rare Sí, disponible

Disclaimer: Your actual home loan rate may vary based on your individual circumstances. Speak to one of our expert brokers for a personalised quote.

Here's What Aussie Emergency Responders Ask Us The Most About Home Loans

Do I need a 20% deposit?

No, with waived LMI you may qualify with just 10%*.

Am I eligible if I am a paramedic, nurse, police officer, or firefighter?

Yes, these roles are often covered by lender policies.

Can I apply if I am casual or on shifts?

Yes, many lenders accept frontline workers on these terms.

Can you help with government schemes?

Absolutely. We'll check which grants or incentives you may be eligible for.

Can I refinance an existing home loan?

Absolutely. We can help with refinancing and property purchases.

Do you charge fees?

No, our service is free. We are paid by the lender.

Let MT Loan Solutions Help You Secure Your Home.

This isn’t just another sales pitch or a rushed form.

It’s a genuine conversation where we take the time to understand your goals, review your income, and create a lending strategy designed around your career and lifestyle.
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Whether you’re buying your first home, refinancing your current loan, or preparing for the future, our team is here to guide you with clarity, transparency, and care.

Consultation spots are limited. If you’re ready to see what’s possible, now is the perfect time to take the first step.

Copyright 2025 - MT Loan Solutions

MT Loan Solutions is a Corporate Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (‘AFG’) Australian Credit Licence 389087


*Example based on a purchase price of $700,000 and a loan amount of $630,000 over a 30-year term. Savings include waived Lenders Mortgage Insurance (LMI) of approximately $25,000 and potential interest savings of around $55,000 from accessing a 0.40% lower interest rate over the loan term. Total potential savings are approximately $80,000. Figures are rounded estimates only and will vary depending on your personal circumstances, loan amount, lender policy, interest rate, and loan term. Eligibility for waived LMI and discounted rates is subject to lender criteria and may not be available to all borrowers. This information is general in nature and does not take into account your objectives, financial situation, or needs.

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